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Privacy Policy Manajemen Kredit

Oleh CU Pancur Kasih • diterbitkan 15 Sep 2026 09:11 • 120 kali dibaca

PRIVACY POLICY FOR MK MOBILE

Last Updated: September 15, 2026

KSP CU Pancur Kasih (“we,” “us,” “our,” or “KSP CU Pancur Kasih”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how KSP CU Pancur Kasih collects, uses, stores, protects, and discloses information when you use MK Mobile (the “Application” or “Service”).

By using MK Mobile, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of information as described herein.

1. Application and Developer Information

For clarity, the following information identifies the Application and its developer:

  • Application Name: MK Mobile

  • Developer: KSP CU Pancur Kasih

  • Legal Entity: KSP CU Pancur Kasih

  • Address: Jalan 28 Oktober Nomor 87, Pontianak, Indonesia

  • Country: Indonesia

  • Email: info@cupk.co.id

  • Website: https://cupk.coop

  • Phone: +628115696500

Throughout this Privacy Policy:

  • “Application” means the mobile application MK Mobile, developed and provided by KSP CU Pancur Kasih.

  • “Service” means the services and features made available through MK Mobile.

  • “Company,” “we,” “us,” or “our” means KSP CU Pancur Kasih.

  • “User,” “you,” or “your” means any individual who accesses or uses MK Mobile.

2. Information We Collect

In order to provide the features and services of MK Mobile, we may collect certain types of information.

2.1 Personal Information

Information provided by users may include, but is not limited to:

  • Full name;

  • Phone number;

  • Address;

  • Account information;

  • Membership information;

  • Information related to cooperative services; and

  • Other information necessary to provide the services available through MK Mobile.

We use this information only for purposes related to providing services and supporting the operations of KSP CU Pancur Kasih.

2.2 Device and Usage Information

When you use MK Mobile, we may automatically collect certain technical information, including:

  • Internet Protocol (IP) address;

  • Device type;

  • Operating system;

  • Operating system version;

  • Device identifiers required for security or application functionality;

  • Network information;

  • Date and time of access;

  • Diagnostic information; and

  • Application usage information.

This information may be used to maintain security, improve application performance, troubleshoot technical issues, and improve the quality of MK Mobile.

3. Location Information

MK Mobile may request permission to access your device's location information.

Location information may be used to provide application features that require location data, including activity recording or verification features.

Location access will only be performed after obtaining the required permission from you through your device's operating system.

You may enable or disable location access at any time through your device settings.

4. Camera and Photo Access

MK Mobile may request access to your device's camera and, where required by an application feature, photos or media stored on your device.

Such access may be used for features that require:

  • Taking photographs;

  • Identity or facial verification;

  • Documentation;

  • Capturing images related to service activities; and

  • Other features that directly require camera or photo access.

The camera and photos are used only for purposes related to the functionality of MK Mobile.

You may manage or revoke camera and photo permissions through your device settings.

5. How We Use Your Information

KSP CU Pancur Kasih may use the information collected through MK Mobile to:

  1. Provide and operate MK Mobile;

  2. Manage user accounts and access;

  3. Process services available through the Application;

  4. Verify and authenticate users;

  5. Support the operational activities of KSP CU Pancur Kasih;

  6. Maintain application and system security;

  7. Detect and prevent unauthorized activities;

  8. Respond to user requests and provide support;

  9. Improve, develop, and maintain MK Mobile;

  10. Analyze application usage;

  11. Comply with applicable laws and regulations; and

  12. Fulfill other purposes disclosed to users at the time information is collected or for which user consent is required.

6. Sharing of Information

KSP CU Pancur Kasih does not sell users' personal information.

We may share user information on a limited basis when necessary to:

  • Provide and operate MK Mobile;

  • Work with service providers that support the operation of our systems;

  • Maintain security and prevent misuse;

  • Comply with applicable legal obligations;

  • Respond to lawful requests from government authorities;

  • Protect the rights, property, and safety of KSP CU Pancur Kasih, our users, or other parties; or

  • Fulfill other purposes with the user's consent where required.

Third-party service providers that process information on behalf of KSP CU Pancur Kasih are expected to process such information only for authorized purposes and in accordance with applicable data protection requirements.

7. Data Storage and Retention

KSP CU Pancur Kasih retains personal information for as long as necessary to provide our services, fulfill the purposes for which the information was collected, maintain system security, comply with legal obligations, resolve disputes, and enforce applicable agreements.

We may retain certain information for a longer period when required or permitted by applicable laws or when necessary for security purposes.

When information is no longer required, KSP CU Pancur Kasih may delete, aggregate, or anonymize the information in accordance with our internal procedures and applicable laws.

8. Data Security

KSP CU Pancur Kasih takes reasonable technical and organizational measures to protect users' personal information against unauthorized access, use, alteration, disclosure, or destruction.

However, no method of transmission over the Internet or method of electronic storage can be guaranteed to be completely secure.

While we strive to use reasonable measures to protect your personal information, we cannot guarantee its absolute security.

9. User Rights

Subject to applicable laws and regulations, users may have the right to:

  • Request information about the personal information we process;

  • Request correction of inaccurate or incomplete personal information;

  • Request deletion of personal information where permitted by applicable law;

  • Withdraw consent where processing is based on consent; and

  • Request information regarding how their personal information is used.

To submit a request concerning your personal information, you may contact KSP CU Pancur Kasih using the contact information provided in the Contact Us section of this Privacy Policy.

KSP CU Pancur Kasih may retain certain information when required or permitted by applicable law.

10. Children's and Minors' Privacy

MK Mobile is not specifically directed toward children.

KSP CU Pancur Kasih does not knowingly collect personal information from children without an appropriate legal basis or required parental or guardian consent under applicable law.

If you believe that a child has provided personal information to us without appropriate authorization, please contact us so that we can take appropriate action.

11. Links to Third-Party Websites and Services

MK Mobile may contain links to websites or services operated by third parties.

KSP CU Pancur Kasih is not responsible for the privacy practices, content, or security of third-party websites or services.

We recommend that users review the privacy policies of third-party services before using them.

12. Changes to This Privacy Policy

KSP CU Pancur Kasih may update this Privacy Policy from time to time.

Any changes will be published on this Privacy Policy page, and the “Last Updated” date will be updated accordingly.

We encourage users to review this Privacy Policy periodically to stay informed about how we protect their information.

13. Contact Us

If you have any questions, requests, or concerns regarding this Privacy Policy or the processing of personal information through MK Mobile, please contact:

KSP CU Pancur Kasih

Address:
Jalan 28 Oktober Nomor 87
Pontianak, Indonesia

Email:
info@cupk.co.id

Website:
https://cupk.coop

Phone:
+628115696500

Application Name: MK Mobile
Developer: KSP CU Pancur Kasih
Legal Entity: KSP CU Pancur Kasih